A close moment with a fine jewelry piece held gently against the skin.
Payment Options

Make it yours.

A piece worth keeping should also have a way to make it yours. Explore flexible payment options designed around different needs and purchase plans.

Explore Payment Options Speak With ArtGold

Find the option that fits you.

Start with what matters most to you.

  1. 01

    Promotional financing

    For those seeking promotional financing.

    Explore Synchrony Bank

  2. 02

    Flexible monthly payments

    For those who prefer scheduled payments with terms presented during application.

    Explore Affirm

  3. 03

    Broader credit options

    Programs designed to serve a wider range of credit profiles.

    Explore America First Finance

  4. 04

    Alternatives to traditional financing

    Lease-to-own options and ArtGold's in-house layaway plan.

    Explore Acima Leasing · Snap Finance · ArtGold Layaway

Synchrony

Financing

A promotional financing path for qualified customers.

Use Synchrony to spread the cost of a meaningful piece over time. Promotional terms are presented during the application process.

  • Promotional financing available for approved applicants.
  • Simple online application.
  • Subject to credit approval.

Promotional terms are subject to credit approval. See disclosure below.

Apply with Synchrony View details & disclosures

Disclosure — Synchrony Bank. Promotional financing is available on approved credit. Minimum purchase and minimum monthly payments may be required. If the purchase balance is not paid in full within the promotional period, interest will be charged to your account from the purchase date at the standard APR. Regular account terms apply to non-promotional purchases. Subject to credit approval. See Synchrony Bank for complete terms, conditions, and current APR information.

Disclosure — Affirm. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm payment options are provided by Affirm, Inc. and its lending partners. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses. Art Gold Jewelry is not a lender and makes no credit decisions.

Affirm

Monthly Payments

A clear way to pay over time.

Pay over a timeline that suits you. The total cost is shown upfront before you commit.

  • Transparent pricing — the total you pay is presented before you confirm.
  • Multiple term options available during the application.
Explore Affirm View details & disclosures

Other ways to purchase.

Financing purchases the item immediately with scheduled payments. Lease-to-own is a rental agreement — you own the item once all payments are made or an early purchase option is exercised.

  1. i.

    America First Finance

    Flexible payments. Available products and terms depend on the offer presented during application.

    Apply with America First
  2. ii.

    Acima Leasing

    Lease-to-own. Identity-verified option. Total cost exceeds cash price.

    Apply with Acima
  3. iii.

    Snap Finance

    Flexible payment options. Terms and product type depend on the offer presented during application.

    Apply with Snap
  4. iv.

    ArtGold Layaway

    In-house plan. 0% interest, no credit check. Reserved directly with ArtGold.

    Start a plan
Directly with ArtGold

Prefer to keep it simple?

Reserve your piece and create a personalized payment plan directly with our team. No traditional credit application is required.

  • No interest, ever
  • No traditional credit check
  • Personalized payment schedule
  • Your piece is reserved until paid in full
Start a Layaway Plan Speak With Our Team

Disclosure — Art Gold Layaway. Art Gold Layaway is an in-house payment plan offered directly by Art Gold Jewelry. A non-refundable deposit is required to reserve your item. The item remains the property of Art Gold Jewelry until paid in full. Payment schedules are arranged on a case-by-case basis. If payments are not completed within the agreed timeframe, the deposit may be forfeited or applied as store credit at Art Gold's discretion. Contact us for complete layaway terms and conditions.

A fine jewelry piece shown in close detail, photographed for sizing reference.
Personal Assistance

Not sure which option fits?

Our Everett team can walk you through the available payment methods and help you understand where to begin. No appointment required.

Telephone

(617) 389-1697

Visit the Showroom Call (617) 389-1697
Financing & Leasing Disclosures

The full picture.

Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm payment options are provided by Affirm, Inc. and its lending partners. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses. Art Gold Jewelry is not a lender and makes no credit decisions.

"No Credit Needed" does not mean no credit check. Acima obtains information from consumer reporting agencies to verify identity. This is a lease-to-own agreement provided by Acima. You will not own the merchandise until you make all required payments or exercise an early purchase option. The total cost of lease, including all fees, will exceed the retail price of the item. Early purchase options may significantly reduce total cost. Not all applicants are approved. See lease for details. Art Gold Jewelry is not the lessor.

America First Finance offers financing and lease-purchase options. Approval, terms, rates, and down payment requirements are determined by America First Finance based on your application and credit profile. All financing terms, conditions, and costs will be disclosed prior to signing. Art Gold Jewelry is not a lender and does not make credit decisions. See americafirstfinance.com for complete terms.

"No Credit Needed" means traditional credit scores are not used for approval, but information may be obtained from consumer reporting agencies for identity verification. This is a lease-to-own agreement provided by Snap Finance. You will not own the merchandise until all payments are made or an early purchase option is exercised. The total of lease payments will exceed the retail price. Early purchase options may reduce total cost. Not available in all states. See snapfinance.com for complete terms. Art Gold Jewelry is not the lessor.

Art Gold Jewelry is not a lender, lessor, or financing company. All financing, leasing, and credit decisions are made solely by the respective third-party providers listed above. Art Gold Jewelry does not guarantee approval, set interest rates, determine lease terms, or make any representations regarding the terms offered by these providers.

Financing vs. leasing. Financing (Synchrony, Affirm, America First) is a credit-based loan where you own the item immediately. Leasing (Acima, Snap) is a rental agreement where you do not own the item until all payments are made or an early purchase option is exercised. The total cost of a lease will exceed the cash price of the item.

Your responsibility. Before signing any agreement, carefully review all terms, conditions, fees, interest rates, and total costs. If you have questions about an offer, contact the provider directly. Art Gold Jewelry is not responsible for disputes between customers and financing or leasing providers.

All offers are subject to application approval and may vary by state. Promotional terms may have limited availability and can change without notice. For the most current information, visit each provider's official website.